How to Apply for Admission in Harvard Graduate school of education

Application Requirements for 2012-2013
A complete application to a doctoral or master's program consists of the following:
Online Application Form
2 Short Essay Questions (Ed.L.D. only)
$85 Application Fee - paid via credit card with the online application
Statement of Purpose
Three Letters of Recommendation (these must be submitted through the online application system)
Resume
Official Transcript(s) from each Postsecondary Institution Attended
International Transcript Request Form (77KB pdf) for each institution outside the United States
Standardized Test Score(s):
GRE (mandatory for all applicants)
GMAT (option for Ed.L.D. applicants ONLY who wish to submit in lieu of GRE scores)
TOEFL (if applicable)
For additional information about the application process, please visit our FAQ page. A printable version of the application instructions (398KB pdf) is also available.
Please note that interviews are only a part of the Ed.L.D. admissions process at HGSE, and will take place from March 1-2, 2012; there are no interviews for the Ed.D. or Ed.M. degree programs. Also, several programs have additional application requirements.
It is not possible to apply to multiple degree programs for the same academic year.
You must submit all of your required documents online except for your academic transcripts. We prefer that you collect all of your academic transcripts (each individual transcript should issued by the institution in a sealed envelope that bears an official signature, stamp, or seal) and place them together in one envelope before sending them to the Admissions Office.
When filling out the application, please enter your academic history as early as possible, so that we are able to match incoming transcripts to the schools you have entered. Once you have submitted your application, you will be able to view which transcripts the admissions office has received.
If you have unofficial, electronic copies of your academic transcripts, we encourage you to upload them into the Education section of your online application in order to facilitate online committee review. Please note that all applicants are still required to mail official transcripts to the Admissions Office.
After you enter the contact information for your three recommenders on your application, we will send each of them an email with instructions about logging onto our system. At that time, they will have the opportunity to fill out the Recommendation Form and upload a recommendation letter. Recommendations must be submitted online.


Read more: http://www.gse.harvard.edu/admissions/apply/how_to_apply.html

Areas of training on the SSAU faculties and institutions

Faculty / Institute	Cipher, the GEF	Name	The level of training	Specialization profile master's program
Institute of Space Technology	160400.65	Design, manufacture and operation of rockets and rocket-space systems	Specialist	Missile transport systems
				Deployable space structures
	160400.62	Missiles and space	Bachelor	Missilery
	160700.65	Design of aircraft and rocket engines	Specialist	Design of liquid rocket engines
	160700.62	Aircraft engines	Bachelor	Rocket engines on liquid fuel
	161101.65	Aircraft Control Systems	Specialist	Control systems, launch vehicle and spacecraft
				Missile control system
	161100.62	Traffic control systems and navigation	Bachelor	Aircraft Control Systems
	160400.68	Missiles and space	master	Dynamics and strength of structural elements of aircraft
Department of Civil Aviation and Customs	036401.65	Customs	Specialist
	162300.62	Technical operation of aircraft and engines	bachelor	Maintenance of aircraft and aircraft engines
	162500.62	Technical operation of aircraft electrical systems and flight control and navigation systems	Bachelor	Maintenance and repair of aircraft electrical systems and flight control and navigation systems
	162300.68	Technical operation of aircraft and engines	Master	Analysis and synthesis of the operational and technical characteristics of aviation and space technology
	162500.68	Technical operation of aircraft electrical systems and NCP	Master	Technical operation of aviation and space technology
Institute of Informatics and Telecommunications	090302.65	Information security of telecommunication systems	Specialist	Information security space telecommunication systems
	090303.65	Information security of automated systems	Specialist	Open information systems security
	090900.62	Information Security	Bachelor	Security of telecommunication systems
				Security of automated systems
	210400.62	Radio engineering	Bachelor	Radio devices transmit, receive and process signals
	210700.62	Information and communication technology and communication systems	Bachelor	Communication network and switching system
	220100.62	System Analysis and Control	Bachelor	Modeling and operations research in the organizational and technical systems
	230100.62	Computer Science and Engineering	Bachelor	Automated Data Processing and Management
	230400.62	Information Systems and Technology	Bachelor	Information Systems and Technology
	231000.62	Software Engineering	Bachelor	Development of software and information systems
	231300.62	Applied Mathematics	Bachelor	Mathematical modeling in economics and engineering
	210700.68	Information and communication technology and communication systems	Master
	090900.68	Information Security	Master	Management of information security of automated systems
	210100.68	Electronics and nano-electronics	Master	Electronic Devices and Appliances
	220100.68	System Analysis and Control	Master	System analysis and control in large systems
				Systematic data analysis and decision-making models
				System analysis under uncertainty
				Systems analysis in business
				System analysis in business process management
				Systems analysis in engineering systems
				Systems analysis design and technological solutions
				Systems analysis design and technological solutions
	230100.68	Computer Science and Engineering	Master	Theoretical Computer Science
				Microprocessor
				Intelligent Systems
				Computer networks and telecommunications
				Methods of analysis and synthesis of design solutions
				Information and CAD software
				CAD computer technology and information management systems
				Computer Simulation
				Computer analysis and interpretation of data
				Information and Control Systems
				Information technology in the closed ecosystem
				Security and Information Protection
	230400.68	Information Systems and Technology	Master	Data management
				Information systems in mathematics
				Multimedia Technologies
Space Research and High Technology	011200.62	Physics	Bachelor	Fundamental physics
	120100.62	Surveying and Remote Sensing	Bachelor	Remote sensing of natural resources
	011200.68	Physics	Master	Information processes and systems
				Physics of Nanosystems
Faculty of Mechanical Engineering and Mechatronics	141200.62	Refrigeration, cryogenics and livelihoods	Bachelor	Refrigeration and technology
	150700.62	Engineering	Bachelor	Equipment and Welding Technology
	151900.62	Engineering and design software engineering industries	Bachelor	Mechanical Engineering Technology
	221700.62	Standardization and Metrology	Bachelor	Metrology, standardization and certification
	221000.62	Mechatronics and Robotics	Bachelor	Mechatronics
	141100.68	Power Engineering	Master	Steam and gas turbines
	141200.68	Refrigeration, cryogenics and livelihoods	Master	Refrigerating machines and installations
	150700.68	Engineering	Master	Technology, equipment and automation of welding production
	151900.68	Engineering and design software engineering industries	Master	Mechanical processes
				Drive systems engineering objects
	221700.68	Standardization and Metrology	Master	Metrological assurance of quality control properties and composition of substances, materials and products
Faculty of Engineering and Economics	080100.62	Economy	Bachelor	Economy
				Finance and credit
				Accounting and Audit
				Taxes and Taxation
	080200.62	Management	Bachelor	Production Management
				Marketing
				Logistics
				Management of technological innovation
	230700.62	Applied Informatics	Bachelor	Applied Informatics in Economics
	150700.62	Engineering	Bachelor	Management of high technology
	222000.62	Innovation	Bachelor	Innovation management, innovation processes and projects (by industry and activity)
	080100.68	Economy	Master	Financial Economics (Investment)
				Economic theory and financial and credit relations
				Accounting and Audit
				Innovation in Economics and Management
				Information Systems in Business
	080200.68	Management	Master	Strategic Management
				Logistics
				Marketing in an industrial complex
				Aerospace Management Company
	230700.68	Applied Informatics	Master	The corporate governance system
	222600.68	Organization and management of knowledge-intensive industries	Master	Management of high-tech industry
Faculty of Humanities	031600.62	Advertising and Public Relations	Bachelor	Advertising and Public Relations in the commercial sphere
	031600.68	Advertising and Public Relations	Master	Advertising and Public Relations
	080200.68	Management	Master	Legal support of business activity
	230700.68	Applied Informatics	Master	Applied Informatics in the arts and humanities
				Applied Informatics in design
International School of Business	080200.62	Management	Bachelor	International Management
				Project Management
	080400.68	Personnel Management	Master
	080200.68	Management	Master	Financial management
				Project Management
				International Business
				Innovation management in international corporations
				Corporate governance
				Management of human resources
	081100.68	State and municipal management	Master	Management in state and local agencies, organizations, institutions

All universities in usa

1. American University
2. Appalachian State University (ASU)
3. Arizona State University
4. Auburn University
5. Baylor College of Medicine
6. Baylor University
7. Bentley College
8. Boise State University
9. Boston College
10. Boston University
11. Brandeis University
12. Brigham Young University
13. Brown University
14. California Baptist University
15. California Institute of Technology (Caltech)
16. California Lutheran University
17. California Polytechnic State University
18. California State University Chico
19. California State University Long Beach
20. California State University Northridge
21. Capella University
22. Carnegie Mellon University
23. Case Western Reserve University
24. Central Michigan University
25. City University of New York
26. Claremont Graduate University
27. Clark University
28. Clemson University
29. College of William & Mary
30. Colorado State University
31. Columbia University
32. Concordia University - Irvine
33. CORCORAN COLLEGE OF ART & DESIGN
34. Cornell University
35. Dartmouth College
36. Drexel University
37. Duke University
38. Ellis University
39. Embassy of Switzerland - Washington
40. Embry-Riddle Aeronautical University
41. Emerson College
42. Emory University
43. ETS - Educational Testing Service.
44. Florida International University
45. Florida State University
46. Fordham University
47. George Mason University
48. George Washington University
49. Georgetown University
50. Georgia Institute of Technology
51. Georgia State University
52. Hamline University
53. Harvard University
54. Hawaii Pacific University
55. Hofstra University
56. Howard University
57. Hult International Business School
58. Humboldt State University
59. Illinois Institute of Technology
60. Illinois State University
61. Indiana University Bloomington
62. Iowa State University
63. James Madison University
64. Johns Hopkins University
65. Kansas State University
66. Keck Graduate Institute of Applied Life Sciences
67. Kent State University
68. Lehigh University
69. Louisiana State University
70. Loyola Marymount University
71. Loyola University Chicago
72. Loyola University Maryland
73. Marquette University
74. Marymount University
75. Massachusetts Institute of Technology (MIT)
76. Medical College of Wisconsin
77. Medical University of South Carolina
78. Mercer University
79. Miami University
80. Michigan State University
81. Missouri University of Science and Technology
82. Monterey Institute of International Studies
83. Mount Sinai School of Medicine
84. New College of California
85. New Jersey Institute of Technology (NJIT)
86. New York Film Academy
87. New York University (NYU)
88. North Carolina State University
89. Northeastern University
90. Northern Illinois University
91. Northwestern University
92. Nova Southeastern University
93. NYU School of Continuing and Professional Studies (NYU-SCPS)
94. Ohio State University
95. Oklahoma State University
96. Oregon State University
97. Pennsylvania State University
98. Pepperdine University
99. Polytechnic Institute of New York University
100. Polytechnic University
101. Princeton University
102. Purdue University
103. Regis University
104. Rensselaer Polytechnic Institute
105. Rice University
106. Rochester Institute of Technology (RIT)
107. Rockefeller University
108. Rutgers - The State University of New Jersey, Newark
109. Rutgers, The State University of New Jersey, New Brunswick
110. San Francisco State University
111. San Jose State University
112. Savannah College of Art and Design
113. School for International Training, Graduate and Professional Studies
114. Smith College
115. Southern Illinois University
116. Southern Methodist University
117. Southwestern Law School
118. St. Johns University
119. Stanford University
120. Stevens Institute of Technology
121. Stony Brook University
122. Suffolk University Law School
123. Swarthmore College
124. Syracuse University
125. Temple University
126. Texas A&M University
127. The John Marshall Law School
128. The University of Connecticut Health Center
129. The University of Georgia
130. The University of Texas Health Science Center at Houston
131. The University of Texas M. D. Anderson Cancer Center
132. The University of Texas Southwestern Medical Center at Dallas
133. Thomas Jefferson University
134. Thomas M. Cooley Law School
135. Thunderbird School of Global Management
136. Tufts University
137. Tulane University
138. UC Irvine - Extension, English and Certificates for Internationals
139. University at Albany SUNY
140. University at Buffalo SUNY
141. University of Alabama
142. University of Alabama at Birmingham
143. University of Alabama, Huntsville
144. University of Arizona
145. University of Arkansas
146. University of Arkansas Fayetteville
147. University of Bridgeport
148. University of California, Berkeley (UCB)
149. University of California, Davis
150. University of California, Hastings College of Law
151. University of California, Irvine
152. University of California, Los Angeles (UCLA)
153. University of California, Riverside
154. University of California, San Diego (UCSD)
155. University of California, San Francisco
156. University of California, Santa Barbara (UCSB)
157. University of California, Santa Cruz
158. University of Central Florida
159. University of Chicago
160. University of Cincinnati
161. University of Colorado at Boulder
162. University of Colorado, Denver
163. University of Connecticut
164. University of Delaware
165. University of Denver
166. University of Florida
167. University of Hawaii at Manoa
168. University of Houston
169. University of Illinois at Urbana-Champaign
170. University of Illinois, Chicago (UIC)
171. University of Illinois, Springfield (UIS)
172. University of Iowa
173. University of Kansas
174. University of Kansas Medical Center
175. University of Kentucky
176. University of Louisville
177. University of Maryland, Baltimore County
178. University of Maryland, College Park
179. University of Massachusetts - Boston
180. University of Massachusetts Lowell
181. University of Massachusetts Medical School - Worcester
182. University of Massachusetts, Amherst
183. University of Miami
184. University of Michigan
185. University of Minnesota
186. University of Mississippi
187. University of Missouri Saint Louis
188. University of Missouri, Columbia
189. University of Missouri, Kansas City
190. University of Montana Missoula
191. University of Nebraska
192. University of New Haven
193. University of New Mexico
194. University of North Carolina at Charlotte
195. University of North Carolina at Greensboro
196. University of North Carolina, Chapel Hill
197. University of Notre Dame
198. University of Oklahoma
199. University of Oregon
200. University of Pennsylvania
201. University of Pittsburgh
202. University of Rochester
203. University of San Diego
204. University of San Francisco
205. University of South Carolina
206. University of South Florida
207. University of Southern California
208. University of Tennessee
209. University of Texas Arlington
210. University of Texas at Austin
211. University of Texas at San Antonio
212. University of Texas Dallas
213. University of Texas El Paso
214. University of Texas Medical Branch - Galveston
215. University of the Pacific
216. University of Toledo
217. University of Tulsa
218. University of Utah
219. University of Vermont
220. University of Virginia
221. University of Wales
222. University of Washington
223. University of Wisconsin Milwaukee
224. University of Wisconsin-Madison
225. Vanderbilt University
226. Villanova School of Business
227. Virginia Commonwealth University
228. Virginia Polytechnic Institute (Virginia Tech)
229. Wake Forest University
230. Washington State University
231. Washington University in St. Louis
232. West Virginia University
233. Western Kentucky University
234. Western Washington University
235. Willamette University
236. Woodbury University
237. Worcester Polytechnic Institute
238. Wright State University
239. Yale University
240. Yeshiva University

Top 10 World University Rankings

Rank	School	Overall Score	Academic Reputation Score	Employer Reputation Score	Faculty-Student Ratio Score	International Faculty Score	International Students Score	Citations per Faculty Score
#1	University of Cambridge  United Kingdom	100.0	100.0	100.0	98.9	98.4	96.6	92.7
#2	Harvard University  United States	99.3	100.0	100.0	96.4	76.9	86.0	100.0
#3	Massachusetts Institute of Technology (MIT)  United States	99.2	100.0	100.0	99.9	50.0	97.9	99.6
#4	Yale University  United States	98.8	100.0	100.0	100.0	84.3	65.6	97.2
#5	University of Oxford  United Kingdom	98.0	100.0	100.0	100.0	98.2	95.9	82.0
#6	Imperial College London  United Kingdom	97.6	99.8	100.0	99.7	99.7	99.9	79.6
#7	UCL (University College London)  United Kingdom	97.3	99.4	82.0	99.0	96.2	99.7	89.5
#8	University of Chicago  United States	96.1	99.9	90.0	95.8	71.5	81.4	92.3
#9	University of Pennsylvania (UPenn)  United States	95.7	98.7	90.0	99.5	64.1	66.3	94.9
#10	Columbia University  United States	95.3	99.9	100.0	95.8		86.2	95.8

Fees Range (USD$)	Domestic	International
Undergraduate	14,000 - 16,000	22,000 - 24,000
Postgraduate	4,000 - 6,000	24,000 - 26,000

Predictions for 2011 The year of e-learning - a view from India

Always fun to watch as anyone in this time of year trying to guess how the rest of the year to come. Before you post my thoughts on the year of 2011, I believe, worth checking out  my predictions for the year 2010, published at about this time a year ago. That's what I predicted last year:

No.	Prediction	Fulfilled?	Analysis
For India
A.	Distribution of training programs.	Yes	Supported by various government agencies, training programs have grown violent color in 2010 and will continue to rise in 2011
Two.	Further spread of e-learning in government offices.	Yes	All of the public sector to the military in 2010, put requests for the purchase of e-learning systems - a trend will continue and expand
Three.	The introduction of learning management systems in the sector of traditional education.	No	It did not receive such an extension, as I expected (at least not for us and the companies in the state of affairs that I know) - I hope 2011 will be different the second to the best
4.	The movement toward online exams in different areas of education and testing in employment, especially in state agencies.	Yes	All India entrance test for engineering majors (AIEEE), J2EE, Final qualification test for engineers (GATE) and other organizations have begun to develop their own plans for the introduction of online testing. The industry looks every day more interesting.
Five.	Social and mobile learning will continue to be in its infant stage of development.	Yes	In India, yet there is no significant movement in this direction, despite some interesting projects, such as Kinetic Glue. Tablet PCs may change this situation, if the price drops below 5,000 Indian rupees per share.
For global markets
6.	The explosive spread of electronic books.	No	In fact, I'm not quite sure about this, because we do not deal with too many e-books. But around them there was so much noise, as in the past year (and I myself, still, use a paper book) - try to suggest that a breakthrough is yet to come - maybe this year or next.
7.	Mobile learning at last show rapid growth.	Yes	iPad and Android - these two phenomena are shaped mobile world in 2010. Previously, it was about a new class of devices - tablet, now that they are available to all. We noted a great interest in developing content and applications for these mobile platforms - we expect that this segment will grow rapidly in 2011.
Eight.	Fast content will set the tone.	Yes	It was a no brainer. Customers and developers are moving away from unnecessary multimedia saturation of courses and focus on their effectiveness in a concise chart. This is the right trend and it will evolve.
9.	LMS will remain the main medium of delivery of training courses, the search for alternative media will continue.	Yes	Despite all the negative talk, LMS continued to be the main medium of electronic delivery of training courses in 2010. Community experts in professional training has not found an answer to the question of how to structure learning through social networks. So, the year 2011 will not be in this respect very different from 2010, the (at least in the corporate sector).

Seven of the nine - not bad for an amateur forecaster, is not it! Do you agree with the above analysis?

Now the forecasts for 2011. In addition to these trends there are several developments that I believe will have an impact next year:

A. growth of online training sessions conducted "live" in India - the need is obvious - a wide geography and the lack of trainers. With the proliferation of 3G networks and the availability of tablet / notebook, I think we can see the beginning of the implementation of synchronous "live" training sessions for key field staff and distance learning this year.
2. Birth controlled movements and interactive learning - Xbox Kinect and PS3 Move - a great technological innovation and have a great scope for use in training, especially in the segment of K-12. I am sure that very soon, developers will (if not done already), an innovative, exciting and fun course with the use of management techniques with the help of movements. I know that the Nintendo Wii EMS several years ago, but reading the movements without the use of controllers used in the Xbox Kinect and smoothness of the PS3 Move takes experience to another level and should lead to new and interesting developments.
3. Funds will support the spread of performance - because the department of training and staff development adapts to current needs of users, will gain more weight to performance support tools, such as built-in toolbar, calculators, formed by the broad masses of users of the knowledge base with the ability to search, etc. I believe that this will begin in 2011.
4. volume of outsourcing will continue to grow - the last economic downturn has forced many companies in the field of e-education and training departments are not used before outsourcing, the structural optimization of the start in order to achieve financial optimization. Due to the fact that outsourcing in the field of e-learning has become commonplace, and the process of developing e-learning courses has reached a certain stage of maturity, this model will spread even faster than before.
5. Serious games will gain momentum - on the one hand, we observe a departure from the over-saturation of exchange multimedia content and distribution platforms for the rapid development of content. On the other hand, I feel a renewed interest in learning-based games. It is well suited for training new, young employees who are "digital natives jungle." We should see much more development in the field of serious games in 2011, the year.
6. LMS still remain the main tool of e-learning - I know that I repeat my own last year's prediction is given in the table above. I'm doing this just to tease the doomsday preachers!

That is, I believe, will be the case in 2011. What are your thoughts?

Key Success Factors of Educational Technologies

A team of researchers from the project "Revolution in Education" ( Project RED ), with close ties to the institution of the Individual Training ( One-to-One Institute ), has recently published a report on best practices implementation of educational technologies in schools. From this we can see how technology affect the performance of pupils and reducing costs.
The report contains seven main conclusions. The first is that the positive impact of technology on the educational process is determined primarily by the following nine factors:
1. Technology is integrated into all classes of early intervention;
2. Director and other school leaders allocate appropriate time for training and joint work of teachers in the use of new technologies;
3. Students use technology to share learning,
4. Lessons from the use of embedded technologies are included in the basic training schedule at least once a week or more,
5. In examining the material, at least once a week, conducted an online evaluation of acquired knowledge and skills ;
6. The lower the number of students per computer, the better
7. Virtual travel are held monthly,
8. Students use search engines daily,
9. Director held training sessions on the following topics: how to support teachers of technology, best practices implementation of educational technologies, changes in the educational process, occurring as a result of the introduction of technology.

According to that report, about one percent of schools surveyed have implemented all nine points. School of individual learning, which made it significantly outperformed all other schools, including other schools of individual learning, which have adopted, not all key factors.

"The presence of computers in schools - this original action, which does not guarantee improvements in the learning of materials" - the report says. "Best practice implementation of technology is as important as the technology itself."

The report also noted a positive relationship between the right embedded technology and lower costs. According to these estimates, in the case of the widespread implementation in secondary schools in the U.S. system of education management, saving only copy on a national scale could be worth $ 739 million. On the other hand, the savings comes from reducing redundancy in data storage and software, reducing the cost of tracking and identifying the best educational materials for specific groups of students and reduce the number of expelled students.

The report says that gaining support from influential people in the school, for example, the director, is the key to successful implementation of technology, use of technology in the classroom early intervention improves the results shown in the tests and the level of assimilation of course material, reduces the number of expelled students. The report found that online interaction between students increase their productivity and engagement in the learning process, and the best results were achieved with daily use of educational technology.

Data were obtained from the study of the situation of almost a thousand schools in Washington and various cities in forty-nine states. The report states that during the study examined the state of affairs in specific schools, rather than the situation in the field of education in the region. This approach has allowed researchers to better understand the needs of students, teachers and school administrators.

I think that you're familiar with the names of some of the people running the project "Revolution in Education". This is Leslie Wilson ( Leslie Wilson ), the executive director of the Institute for Individual Training, Thomas Greaves ( Thomas Greaves ) of the Greaves Group, and Jane Hayes ( Hayes Jeanne ) of the Hayes Connection, and others .

If I want to get HTML5, what tools should I use?

Some of the most powerful tools available. Here's something: Adobe Captivate test output in HTML5, Articulate today announced the conclusion of HTML5 for the Storyline , and Allen Technologies is working on HTML5 for the withdrawal of ZebraZapps .

Well, in addition, I propose to draw attention to applications that are not specifically designed to create learning content, for example, Adobe Dreamweaver for a full authoring, or Tumult Hype , and Sencha Animator to create animations . This will not only expand your knowledge and skills, but also can help to broaden horizons in design ... especially if you have previously used the only means of rapid development.

So what can you do with HTML5?

You can create powerful applications. Blah, blah, blah ...

No, let's try one more time.

You can do wonderful things . You can respond to the fact that introduces the student to use plug-ins that understand gestures. You can create a multimedia classroom. You can create applications for drawing, editing images, or sound. You can create a drum kit. You can turn the subway map of New York in a musical instrument. You can create a Quake (note: violence) or Angry Birds . (Warning: Angry Birds contains some built-in Flash, as I understand it, only for sound). And also a whole bunch of other games.

And what you can do all this? I think not. And I certainly can not. But those who possess the technology, they can. Not so long ago we could hardly have done in Flash that is now very easy to do using a fast development. There will be some growing pains, while the tools will be developed.

What is so important HTML5?

When I asked this question in the group, which last month I talked about the development tools HTML5, about half of those present raised their iPad-s. Good answer!

Apple had not let Flash on their iOS-device (iPhone, iPod Touch and the iPad), but these devices are very popular so that we can ignore their users. And then there's Adobe announced that it stops the development version of the Flash Player, which is used by all other mobile devices. Even on a desktop and laptop kompyuerah with the Flash plug-in could be in trouble ... and this despite the fact that during the last ten years he gave us the opportunity to receive all the wealth of multimedia over the Web.

But HTML-code, which we obtain at the output of such tools as Lectora and Toolbook , usually so ... static . How do we get all the same opportunities for learning, if we do not use Flash?

So, HTML5 has the most features of Flash, but far more opportunities to play on different mobile devices.

E-learning in the cloud

The value of e-learning for educational institutions has increased rapidly, contributed to successful development of a "golden cage" virtual learning environment. Meanwhile, many students create their own educational environment, combining different services Web 2.0, which they find most comfortable. Cloud computing offers new opportunities for schools to provide dynamic and relevant, based on Internet technology applications for e-learning. Cloud computing provides a high level of customer service and compliance with e-rate policy of the institution and the state education standards. This technology has influenced the architecture and logistics services provided by the introduction of training courses. Cloud technologies bring with them new risks but also opportunities for schools and students, respectively, to give and receive better services for less money. This is likely to inflict a serious blow to the business model developed by existing suppliers VLE, ​​delivering an integrated set of tools for e-education, deployment and maintenance of IT department of the institution.

Trends in e-learning in 2011, the year

Resource Learning Circuits have recently questioned readers about how they use e-learning in their organizations. Here's what they said.

How does your organization uses e-learning? (Check all that apply)

Education in the aftermarket	34.2%
Changes in the enterprise	12.7%
External customers / clients	20.3%
Administration skills (leadership, working with cases of sexual harassment, se, etc.)	30.4%
IT (application for end users / applications to the desktop SCS)	39.2%
IT (Network Infrastructure)	12.7%
IT (programming languages)	6.3%
Keeping staff informed about new acquisitions	6.3%
The military needs	2.5%
Update and implement the product	20.3%
Compliance with legislation	35.4%
Training for Sales	20.3%
Training conducted through the cooperation / distribution channels	5.1%
The development of specific skills	35.4%
Troubleshooting industrial / technical	15.2%
We are at the initial stage of implementation of e-learning	15.2%
Other (specify your option)	13.9%

How to choose an best or cheap insurance company

All of us, sooner or later resort to the services of insurance companies: buy a policy of compulsory motor liability insurance, are going abroad for vacation, we want to take care of the preservation of a city apartment or suburban home.

Choose with the company on the territorial principle, as a dry cleaner or pharmacy is not recommended. But if you do decide to apply to the little-known insurer, it is not too lazy to put at least some information about who you are going to entrust their health or property and from whom they would like to receive adequate and full compensation for possible losses in the insurance case.

If the circle of your friends no people professionally involved in this area that could give you expert advice, all the burden of choice (with all its consequences) will fall on you. However, you can rely on the experience of friends who are already customers of insurance companies, and ask whether they are satisfied with the service, whether they had insurance claims, and how quickly they were paid indemnity. If the resolution passed without loss problems, and they received an adequate amount, it already serves as a good recommendation, and we can try to become better acquainted with the insurer.

The name of the well-known companies, which have all "by ear" in itself is a fairly strong argument that it does not evaporate in a year or two steps of your insurance contract. However, we can deal with small companies, only the first is to secure certain guarantees of reliability. Some information about insurance companies is available online for some - will have to go to the office of the insurer.

What we must try to find out about the company before you entrust to it the most expensive?

The important point is the term of the company in the market. Of course, it is better to choose an insurer for a long time - more than five years - providing its services to citizens. Long work testifies to the stability and sustainability of the company.

"Talking about shareholders, should be prepared for the fact that, for example, if an insurance company owned by management, it is quite likely the most unexpected turns in her biography - up to complete the sale. Safer, if a company has several large industrial ownership or financial structure of shoulders where it belongs. This greatly improves the performance of its guarantee of financial obligations, "- said Chief Financial Officer SG" Insurance Capital "Vladimir Soloviev.

Passage of rating procedures - already a big plus for the company, and if it is in the hundreds, or even better - one of the first fifty insurers, the chances of finding in you a new client for it has steadily increased.

See what kinds of insurance company actually spends and how much all their is licensed as actively engaged
in it is the kind of insurance that you need. Whether it is involved in joint promotions or programs with other companies: banks, car showrooms, construction companies and others. Whether the company is developing with the new insurance programs and services.

"Ask anyone from corporate clients ready to show off the company. If she trusted their insurance coverage-known companies and organizations of production, it is hoped that the modest and your interests will be considered by it," - recommends the CEO of SK "Komestra Center" Eugene Mayboroda . It is important that
the company was sufficiently focused on the retail business.

Of course, much can be said about the company financial performance, but an inexperienced person to understand them is almost impossible. Moreover, it is not always important only the absolute values ​​of these figures, it is important to their relationship and interdependence, for example, the ratio of earned premiums and payments, and so on. "In order not to" drown "in the tables and unfamiliar terms, it is enough to make sure that the dynamics of the whole is positive and the company is developing quite actively," - says Chief Financial Officer SG "Mezhregiongarant" Andrey Fomin.

The authorized capital of the company must comply with specifications of Russian legislation. "According to the law on insurance business - says CEO" WITH Zenith "Alexander Kabanov, - from 1 July 2004 the authorized capital of the insurer must be at least 10 million rubles. For property insurance, 20 million rubles. - For life insurance. But just in case it is better not to contact insurers barely got to the "bottom bracket" and choose a reputable company with a capital of 200-300 million rubles. "

It is worth noting the extent to which the insurer is actively present in the region, whether its developed branch network. Participation of companies in state and local programs - is evidence of the manifestation of confidence in it by the authorities, as well as membership in the insurance pools, community and professional associations. The active charitable activities undertaken by the company, not only speaks of the social orientation of its business, but also serves as an indication that the company has sufficient cash.

By making a "virtual" option, be sure to visit the head office of the insurer, see how he resettled how attentive management to our clients whether a sufficient amount of information contained in the booklets and leaflets on the type of insurance you are interested. Having decided to purchase insurance, be sure to discuss with the manager of their problems, do not hesitate to ask questions and seek clarification on any of the insurance contract. Remember that once you put your signature and paid the insurance premium will be too late to change anything.

How to leave the insurer with minimal losses

Change the insurance company profitable after two years of service in it. Terminated the contract with your insurer of life, the client must be prepared for the fact that the company will pay him less than he gave her.

The fact that the early termination of the contract the insurance company pays the client a so-called redemption amount. The size of it will always be less than the funds already made by the client. "The redemption amount is calculated mathematically on the date of termination of the contract of insurance, depending on the period during which the contract and acted in accordance with methodology approved by the State Commission for Regulation of Financial Markets" - explains the actuary department of insurance premiums accounting and actuarial insurance company "Blakitny polіs" Vladislav Makhlai.

On the redemption amount and term of the agreement affects the amount of payments already made. "The size of the redemption amount depends on the period for which the contract is concluded, the duration of its action, in fact, made payments and the sum insured," - says Cards. It also determines the amount of the redemption policy of each individual insurance company. For example, in "Grave Ukraine" surrender value is 95% of what the client has made. And the insurance company "Jupiter", one of the programs of insurance "for the 2nd year actually paid out 50% of the accumulated amount, and then paid 95% in fact, the accumulated amount." The official explanation for this behavior of insurers - that the money the company spent on the teller customer service and payment of taxes on its premiums. A similar practice exists in the banks - if the client wants to withdraw the money early, he will get not 10%, for example, annual, and only 2% or 1.5%.

Two years without the right care

In most companies during the first two years of the contract, the customer is not entitled to the redemption amount (the standard term life insurance contract - 10 years). "According to the rules of our life insurance company, the redemption amount is payable only after two full years of the contract of insurance" - warns Makhlai. A similar term redemption offer to its customers in the companies' Grave Ukraine "and" Oranta-Life. " "In" Grave Ukraine "redemption value already appears in the second year of the term of the policy. And many companies pay the purchase price only after three years ", - says member of the board of the insurance company" Grave Ukraine "Roman Denise. "Until the end of the second year of insurance surrender value is equal to zero" - agrees with him head of underwriting and customer service insurance company "Oranta-Life» Victoria Maps. Also, the redemption amount differs depending on the coating, which is included in a particular insurance policy. "According to the insurance program, which places emphasis on the accumulation, the redemption amount will be higher than under the program, which focuses on the risk part", - says Cards.

For what may be expelled from the customer

The initiator may be a cancellation of the contract and the insurer and the policyholder. Moreover, if the initiator supports the policyholder, he can not explain the reasons for termination. But the reasons for termination of contract by the insurance company must always be grounded. In accordance with Art. 28 of the Law of Ukraine "On Insurance" Insurance Company has the right to terminate the insurance contract unilaterally without the consent of the insured. That is, if the customer complies with all terms of the contract, the insurer can not be out of nowhere to break the contract, otherwise it will end litigation. "In order to terminate the contract required a special reason, such as gross violations of the insured," - says the representative of the Grazer Wechselseitige Versicherung AG in Ukraine, a member of the insurance company life «Grave Ukraine" Roman Denise.

First of all, such grave breaches include the provision of false or incomplete information in the contract. However, the client can "lie" of ignorance, and insurance companies, as a rule, pre-check the weight of lies client. "The insurance company has initiated termination in the case where the client provides deliberately incomplete or false information, which are significant in assessing the risk," - says the head of underwriting and customer service insurance company "Oranta-Life» Victoria Maps.

A significant reason for the termination of the contract is a failure to pay the next premium. But in this case the insurer will not immediately break off relations with the client, and offer a few options out of the situation, including the revision of the contract and changing the size and frequency of payments.

According to Mahli Vladislav, "the grounds for early termination of long-term contract of insurance is the liquidation of the insurer in accordance with the legislation of Ukraine, and the adoption of the judgment of the insurance contract null and void."

Ironically, the reason for termination of the contract may be ... an insurance payout. "Pay the client compensation for disability, the Company may terminate this relationship further by the client, if it considers that a customer in his own new as an unacceptable risk", - said Denis.