Friday, 17 August 2012

Property casualty insurance

We crossed the threshold of the third millennium. However, real dangers continue to exist around us, and they happen, usually when you think about them and certainly did not expect it.


For example:
  • The newly renovated apartment can feel sloppy upstairs neighbor;
  • Attackers can steal, damage property of your blood in an apartment or cottage;
  • Exports cigarette in a nearby apartment can result in a fire in your apartment;
  • Your cottage can burn like a candle from the usual circuit wiring or sparks from the stove;
Not less than the dangers of risk of harm to others, ie neighbors, passersby, the visitors. For example, a small water leak in your apartment can turn the duty of compensation cost thousands to repair the premises, located on the lower floors, restoration of damaged antique furniture, buying expensive household appliances to replace damaged water leakages.


If, God forbid, something like this happens to you or your loved ones, you have to find funds to restore the lost property. And in our time to do it very, very difficult. It is a pity to part with their money, so hard to buy the accumulated necessities or even unpleasant, to borrow money from friends or acquaintances.


You will be protected from unexpected expenses, if you contact the help of insurance.


Without leaving the house and invited to his insurance broker, you can enter into a contract of insurance: apartments, houses, property, liability to third parties.

What can you protect insurance policy?
  • buildings (villas, houses, baths, etc.);
  • apartments (with and without the cost of interior);
  • interior trim and equipment rooms;
  • property (furniture, audio, video, home appliances, etc.);
  • civil liability to third parties in the operation room
Typically, an insurance policy is valid for one year. At the end of its duration can be prolonged for favorable terms.


From any hazards to protect Polis?
In property insurance from:

  • Fire, gas explosion, lightning;
  • Water damage from a water-based network;
  • Theft, robbery, vandalism;
  • Natural disaster (hurricane, flood, tornado, storm, lodging, etc.);
  • Explosion of steam boilers, gas storage, pipelines, machinery, apparatus;
  • Boy's window panes, mirrors and windows;
  • Fall piloted flying objects and debris;
  • Terrorism.
Upon occurrence of any of the above events you offset the costs of repairing or replacing damaged lost property.

How much is the insurance policy?
  • The cost of property insurance Polis is defined as a% of the insured value of the property and is to:
  • Buildings (villas, houses, baths, etc.) - from 0.42 to 1.0% of the sum insured;
  • Apartments (excluding the cost of interior decoration) - from 0.16% to 0.5% (!) Of the sum insured;
  • Interior of premises and equipment - from 0.49 to 0.95%;
  • Property (furniture, audio equipment, etc.) - from 0.61% to 1.99% (depending on the type of property);
Cooperating with us you will receive:
  • timely and full compensation in the amount of actual damages;
  • Free expert advice on all your questions in the field of insurance;
  • recommendations to reduce the risk of objects being taken for insurance;
  • legal support in case of loss;
  • Free evaluation of facilities for insurance purposes;
  • Insurance in "currency equivalent" (without the additional allowances);
  • Monthly Specials (summer, Christmas, etc.);
  • Discounts for special groups of citizens (pensioners, invalids, etc.).
  • Individual approach to each client;

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