owners of vehicles involved in the incident

List of documents required for a decision on payment of compensation upon the occurrence of insurance claims for the insurance program of land transport.


REMINDER
owners of vehicles involved in the incident

If you have trouble happened and you got into an accident - do not despair, remember that your car is insured! Your actions in the case of DTPdolzhny be as follows:

• - In any case not to leave the accident scene;
• - Do not move the car;
• - Be sure to call the traffic police inspector at the scene of an accident;
• - Issue the accident;
• - To make a vehicle inspection report indicating all external injuries;
• - Do not sign any documents not previously acquainted, and not agreeing with the information, contained in them;
• - In due time after an accident you must obtain a certificate from the State Traffic Safety Inspectorate № 2 forms with the address and details of the guilty party, and an inventory of all exterior damage your car.
• - If you have problems with obtaining information STSI p. № 2 Insured prompted the traffic police, authorizing the Insured to receive help STSI p. № 2.
• Hull (damage and / or theft of the car)
• - Application for insurance claims (standard form).
• - Inspection report (a standard form, indicating who is) and a photo of the damaged property.
• - Help STSI p. № 2 (in the case of an accident).
• - Statement from the Warsaw Pact (in the case of illegal actions of third parties).
• - Statement from the consequences of the suspension of criminal proceedings (in case of theft of the vehicle).

Civic Responsibility

• - Statement of the Insured's insurance claim for civil liability insurance contract (standard form).
• - Statement from victim to pay compensation for damage to the Insured Vehicle (standard form).
• - Inspection report (Standard Form) and a photo of the damaged property.
• - Help STSI p. № 2 (in the case of an accident).
• - Medical certificate (in case of injury).

TIPS (for the Insurer)

In the insurance case you need to:

• - In a traffic accident (RTA), as well as in the case of damage to your car in the parking lot (including a vehicle is not installed) - Traffic police in the state and cause its representative to the scene;
• - With car damage as a result of illegal actions of third parties (vehicle damage, theft of parts) - declare the nearest police station and call its representative on the scene;
• - In case of fire - a legally claim the bodies and cause its representative to the scene;
• - For stealing a car - say on the phone. "02" and the nearest police station.
• - In addition, you must declare in writing about the incident to the insurance company within 24 hours in case of theft of your car and within 3 days otherwise.
• - When the insured event you need to submit to the insurance company to inspect the damaged vehicle, a statement in the prescribed form, the original insurance policy, letter (signed by the manager and Ch. Accountant) stating your organization's bank details for transfer of insurance reimbursement, power of attorney to conduct cases an insurance company, as well as:
• - When an accident - a driver's license, power of attorney to control or waybill, a certificate from the traffic police in the prescribed form, and if the second participant - form 2 (in this case, the inspection of the damaged vehicle is insured at the time required to call the second participant in the examination of accident telegram), the original cost estimate of repairs (in Russian or with certified translation into Russian) of the damaged car, drawn by a licensed independent examination of the Bureau or a specialized repair shop, repaired the car, original invoices and other documents confirming the amount of damages and the cost of restoring the car;
• - With car damage resulting from unlawful acts of third persons - a copy of the criminal case on this fact (in the event of a criminal case is a letter from the list of vehicle damage, and an indication of articles of the Criminal Code, under which a criminal case was refused ), as well as documents confirming the amount of damages and the cost of restoring the car (see road accidents);
• - In case of fire - a certificate from a legally authorities stating the reasons of fire and injury list, as well as documents confirming the amount of damages and the cost of restoring the car (see road accidents);
• - For stealing a car - a certificate or a copy of the criminal investigation into the matter, a copy of the Ordinance to suspend the criminal proceedings (Form 3), the insurance company to transfer originals of all warrants issued for the stolen vehicle, vehicle registration certificate, passport, vehicle complete sets of keys and remote control alarm system (if the records and keys are attached to the case file, you must provide relevant information).
• - In the insurance case on the risk of "civil responsibility" in the application must specify the name the victim (or the name of the organization in case of damage to property of a legal entity), its address and telephone number as well as to inform the victim address and telephone number of the insurance company. For indemnity to the victim in the future on their own to contact the insurance company and provide the necessary documents.
• - In the insurance case on the risk of "accident" in the application must specify the name all persons who were at the time of an accident in your car insured, and who are injured, which must be specified in the certificate as the traffic police, as well as to inform the victim address and telephone number of the insurance company. The victim should continue to submit to the insurance company a certificate from an appropriate medical facility on the nature of his injuries.
• - Insured shall notify the Insurer of any circumstances that could reduce or increase the probability of the insured event (change in terms of persons admitted to the management, storage conditions, changes in the car, etc.).

Failure to comply may cause denial of insurance claims.